Income protection – top 3 things to know

30 August

There’s not much you can do without an income. In monetary terms, your ability to earn an income is your biggest asset by far – which is why income protection is so important. When you’re protecting your biggest asset, there are 3 things...[Read More]

Life Insurance – How much cover do I really need?

24 August

Because everyone’s needs are different, this is a great question is best answered with the support of a financial adviser. They will work with you to determine the level of cover you require for your personal circumstances– not too little,...[Read More]

Renters Insurance: Good for tenants & Landlords

27 July

If you live in a residential building or apartment complex, it’s natural for certain fears to cross your mind. For example, if a fire accident or flooding occurs through no fault of your own, who pays for the replacement of your possessions that...[Read More]

Life insurance is the essential safety net

20 July

Life insurance is an essential financial tool that provides a safety net for individuals, their families, and their businesses. It offers protection and peace of mind by ensuring financial stability in the face of unexpected circumstances. Whether...[Read More]

Some scientific reasons why we struggle to engage with life insurance

12 July

Life insurance protects our future financial circumstances against unexpected illness or injury. Deep down, most of us probably know that’s a good investment in our future. But the truth is many people struggle to engage with life insurance enough...[Read More]

Common Life Insurance Questions

6 July

Like any other insurance policy, life insurance has many variations to meet different users’ needs. Thus, before choosing one, you must determine what you need in a life insurance policy. The best way to determine the best policy is by evaluating...[Read More]

Considering Life Insurance to protect your family

29 June

For some people, a major reason for beginning to prepare for life’s ‘what if’ scenarios is starting a family. If your primary concern is taking care of your family, life insurance is an excellent option. It makes sure that your loved ones are...[Read More]

3 ways to get covered for life insurance

21 June

Insurance policies can be bought in one of 3 ways: Through a financial adviser Direct from an insurance company, or Held inside your superannuation, which is the case for most Australians For the policies you buy through a financial adviser,...[Read More]

Steps to Building an Emergency Fund and Why You Need One

15 June

Life is unpredictable, and financial surprises can arise when you least expect them. This is where an emergency fund comes in. This financial safety net is designed to cover unexpected expenses, like car repairs or medical bills, or provide support...[Read More]

What to do when a loved one passes away

1 June

Handling the death of someone you love can be one of the most challenging experiences in life. When a loved one passes away, complex emotions rise to the surface, depending on the quality of your relationship with the one who died. You may need to...[Read More]

Your duty to take reasonable care not to make a misrepresentation

25 May

The application process is your chance to get certainty from your insurance. That’s because the information you provide in your application will help the insurer decide what you’re covered for, and on what terms. When applying for insurance,...[Read More]

Why do life insurance premiums go up?

17 May

There are 3 key reasons why your life insurance premiums go up from year to year. While you can’t control all of them, you may be able to take steps to lower the cost of your cover. 1. Factors that you control The cost of cover...[Read More]

Rental rights you didn’t know you had

11 May

Homeownership in Australia is becoming increasingly unattainable for many, resulting in a surge in the number of renters. Tenants face numerous challenges, such as limited rental properties, high rents, and poor-quality housing stock. If you’re a...[Read More]

Take control of choosing your life insurance

10 May

Before you get life insurance, talk through these 6 questions with your financial adviser. That way you’ll have a clear picture of what you’re buying. 1. What types of cover do I need? Deciding what you need to be covered for is...[Read More]

Protecting you against inflation

4 May

Indexation is an automatic increase to the amount of insurance cover you have, to make sure the value of your cover is not eroded by the impacts of inflation. The reason indexation is offered at every policy anniversary is so that you’ll always...[Read More]