US TARIFFS AND THE MARKET REACTION
9 April
WHAT HAPPENED: On 2nd of April 2025, US President Donald Trump announced significant new tariffs, calling it "Liberation Day". A tariff is basically a tax placed on goods coming into a country from overseas. Trump's tariffs range from 10% up to...[Read More]
BAS isn’t just about tax — What your numbers are telling you about your business
8 October
For many business owners, a Business Activity Statement is viewed as a compliance obligation — something that needs to be completed, lodged and paid before the deadline.But your BAS can tell you far more than simply how much tax may be...[Read More]
When independence begins to change: Planning before decisions become urgent – Part 2/3
8 October
For years, retirement may unfold exactly as imagined. Travel. Time with grandchildren. Long lunches with friends. Gardening, golf, volunteering or simply enjoying the freedom of having fewer deadlines. Then something changes. Perhaps one partner...[Read More]
The right Financial Adviser, can optimise your investments and ensure a secure financial future
8 October
Navigating the complex financial landscape is challenging. However, with the right Financial Adviser, you can optimise your investments and ensure a secure financial future. By understanding how clients often perceive missteps in their...[Read More]
The richest retirement years are measured in moments – Part 3
8 October
When Retirement Becomes About People, Purpose and LegacyYears after leaving work, the couple looked back at the retirement plans they had once carefully written.Some had happened exactly as expected.Others had changed completely.There had been...[Read More]
We plan for everything — except the unexpected
8 October
We plan holidays. We plan renovations. We plan our careers, our children’s education, our retirement and even what we might do next weekend. But there is one question many of us quietly avoid: What would happen if something happened to me, or...[Read More]
Retirement is the beginning: Six slow weeks in Georgia
8 October
Retirement changes the way you travel.For years, holidays may have been squeezed between work commitments, school calendars and responsibilities waiting at home. Two weeks disappeared in a flash. Three weeks felt indulgent. Every itinerary seemed to...[Read More]
Superannuation: the earlier you understand and engage with your super, the greater the benefits of time and compound interest
8 October
Superannuation is one of the most powerful tools Australians have to build long-term financial security. Yet, for many young people, it remains out of sight and out of mind. They may see it as something for “future them” to worry about —...[Read More]
Key topics in commercial property and the importance of advice
8 October
The commercial property sector continues to be one of the most dynamic and closely watched areas of investment. With shifting economic conditions, evolving workplace trends, and increased regulatory scrutiny, staying informed has never been more...[Read More]
Population growth not stopping ‘recession-like’ economy
8 October
Australians face “recession-like” conditions as the nation’s increasing reliance on population growth over productivity catches up with policy-makers.The economy is likely to avoid a technical recession, defined as two consecutive quarters of...[Read More]
Consumer confidence plunges to worst level since 1990s
8 October
Australian households are the most persistently pessimistic they have been since the early-1990s recession, after a fourth Reserve Bank rate rise.Following the RBA’s decision to lift interest rates to the highest level since 2011, confidence among...[Read More]
Home buyers are waiting to see where market lands: bank
8 October
Home buyers are holding off to see where the falling Australian housing market lands as high interest rates, stubborn living costs and federal tax changes weigh on valuations.After a strong financial year of loan growth at People First Bank –...[Read More]
Housing update to show target slipping further away
7 October
Australia is set to fall further behind on its bid to build 1.2 million new homes in five years.Less than two years in, the nation is already more than 100,000 homes short of schedule.The deficit is unlikely to be narrowed when the Australian Bureau...[Read More]
Invest smarter, build wealth: 7 fundamentals every investor should know
1 October
Investing can be one of the most powerful ways to build long-term wealth, create financial security and work towards the lifestyle you want in the future.But investing successfully is not about chasing hot tips, reacting to headlines or trying to...[Read More]
When Retirement Starts to Feel Like Living; Finding the Rhythm of a Life with More Time – Part 2
1 October
A year into retirement, something had changed.The novelty of waking without an alarm had faded. The long-awaited holiday had been taken. The jobs around the house that had accumulated over twenty years were slowly disappearing from the...[Read More]
More than a will: The conversations that shape your family’s future — Part 1/3
1 October
Estate planning is often treated as something to deal with later in life. A task for retirement. A legal document to sign, file away and hopefully not think about again for many years. But good estate planning is far more meaningful than...[Read More]